I am going to spend time creating a really professional profile and then get started when I get back to Australia. I love writing articles and I don’t mind doing mundane tasks such as forum posting and sorting through emails, so there are plenty of jobs that suit me. I also like the look of some creative writing jobs and can’t wait to get my portfolio together and start bidding. You place a sealed bid for the work and although there is usually quite a lot of competition, there are also a lot of jobs to go round. I think if you are reasonably intelligent and willing to work hard you will find a suitable job on Elance. I will keep you updated with how it all goes.

This weekend my Dad is taking us all to the Lille Christmas Markets in France and I am really excited. It sounds like a great opportunity to get some really unique gifts and there is also a huge ferris wheel, which should be fun. We are going on the Eurostar and then driving from Calais to Lille to save money.

I guess it’s time to brush up on my GCSE French. I feel sorry that Mr Sensible can’t join us, but he is busy looking after the pets in Oz. I will bring him back something nice.

Good News this morning - we can stay in our flat! The Real Estate Agent did the insection and was pleased with what she saw. We are going to pay a little extra rent and a pet bond, but we will save loads on moving costs. Yippee! Maybe things are finally looking up.

What with all my computer troubles back home in Oz it has taken me bloomin ages to reach my fifth Neobux payment of $6 (USD), but that is not their fault. Since I have been here in England I have reached my fifth pay out and it was just transferred to my Paypal account immediately.

Lovely!

Moving is so blooming stressful and poor Mr Sensible is all alone in Australia, whilst I am in England having a great time. I feel bad that everything is left to him, but I have to say he is doing a great job. Apparently he has been cleaning non-stop. If only I had known all I had to do to get him to clean was to get evicted

As soon as I get home I have to find a job and get working. If I work hard for a year we can get all the debt paid off and start afresh. I believe we will do it, although I think Mr Sensible has his doubts. I can’t wait to prove him wrong.

I have found a really great site called PayPerPost and it knocks all the other review sites out of the water. All you need to do is sign up for a free account and once your blog is approved you can start reviewing other sites and getting paid.

You can choose which opportunities you want to accept and there are opportunities to blog even if you have a 0 PR blog. If you sign up by clicking the link below you can get paid $7.50 just for reviewing this site on your blog!

You can choose how much you want to charge, although this will probably depend on the quality of your website/blog. There are new opportunities all the time and you can view them all in your account.

It is also a good way to create buzz about your site and get backlinks. Contextual links to your site are much more valuable than text links and banners.

I will be using my parents fast computer to make some money whilst I am over there, ( Check out the forum http://www.blackhatworld.com for ideas), but mainly just having fun with people I haven’t seen in a long time.

See you soon.

I have spent many hours reading some of the info on blackhatworld on making money and there are some really great ideas. Don’t worry I won’t be scamming anyone (except for maybe those who scammed me) but making money from my efforts is a high priority. The thing is I am frustrated. All the whitehat methods I try simply don’t work. See my post “should I go bankrupt“, so this is how I ended up at blackhatworld. The forum members are so helpful and nearly all the advice is free. In fact most members advice you not to invest any money in anything until you have built up an income from some of the free methods.

So it is time to stop reading and start doing. There are so many ideas it is hard to know where to start, so just pick something and get going. Many of the forum posters are incredibly experienced and very helpful. These are people who are making a lot of money every day.

I know many people won’t agree with me, but I feel like I have been ripped off so much and now it is time to take something back.

I got a disgusting comment from someone today who basically told me to die and that he wished I would drown in debt, well do you know what Brice? You have inspired me to take action. Whilst you are posting evil comments on people’s blogs and websites I will be making money. See you in hell!

I know it’s not exactly ethical and with a few sites it may not work if you need to enter a password, but you can get a lot of downloads for free. Why not give it a go? Some Clickbank products are so over priced for what they are, so now you can get them for free - great!

I started to research bankruptcy, but I realise it should be a last resort. If I was to file for bankruptcy I would be monitored very closely and even my trip to see my family in England (not paid for by me) would come under scrutiny. It could also affect my visa.

I am really worried about telling Mr Sensible about the letter of demand. The debt is higher than I thought and we have no spare money after trying to catch up with Telstra payments. Everything is just getting too much. I am worried about how stressed he will be.

This isn’t even our only debt. The thing is we don’t even have anything to show for it. I lost it all falling for the scams I report here at Miss Gullible. I just hope that this blog saves others from doing the same. There are so many scams out there. Literally scammers around every corner. It has been quite some time now since I have been scammed, but I am still paying for scams I fell for when I was 14. These things not only effect me financially, but emotionally too. I spend so much time trying to protect Mr Sensible from getting too stressed out, that I end up more stressed than anyone.

It feels like I am drowning in all these debts and I don’t really know where to start. I felt relived once I had sorted out a payment plan with Telstra, but then two days later I am brought down again. I know this is all my own fault and I am guilt ridden from it. I just want to enjoy married life. I want to have children, but I honestly can’t imagine a time when I will have enough money to provide them the security they need.

We know that we wil be evicted from our unit soon. We are up to date with the rent, but the landlord doesn’t like pets. We can just about afford the rent, but moving costs would kill us.

Every time I make a little money from this blog I feel happy, but then it is nothing compared to what I owe. It is like one step forward, ten steps back. I was thinking about doing an extra year at uni to train to be a teacher, but how could I afford it? When I get back from England I will look into a part time teaching course, so that I could work full time to fund it.

Of course my ultimate dream is to start the animal sanctuary and I will not give up on it yet, but these things seem so far away. Has anyone else been in a similar situation with debt? I wonder whether you could give me advice? What are the pros and cons of bankruptcy in Australia?